Quit your day job. Go on. I dare you.

Buy a vespa. They’re cool.

Well, it IS certainly easy to get a loan, but I don’t think it’s too easy, no. The fact that there are companies out there who are ready to lend money to people allows us to develop our lives in ways that weren’t possible back in the olden days. Find out more about loans & secured loansl

Of course people often get into trouble with debt, but that’s to be expected. To get a loan you have to be a grown up, and as a grown up you have to take responsibility for your actions. I’ve been in debt with plenty of personal loans, and I’m still in it. Debt is good. It puts you on the radar and makes you a proper person. It gives you gravitas.

I have seen some great developments in the credit card industry recently which I would lie to share. Firstly pre-paid credit cards. Often times you can’t use cash anymore, but not everyone can have a credit card. Especially useful for your kids as an emergency measure, these pre-paid credit cards are going to open up a whole new market.

Here are some useful links for you if you’d like to read about the subject further

credit cards - http://www.cardguide.co.uk/
compare credit cards - http://www.cardguide.co.uk/best_buys.html

low interest credit card

Of course, the traditional credit card market is still incredibly strong. It’s an easy way to borrow. It can be expensive in terms of paying back interest, but that’s not how credit cards should really be used. The best thing to do is to use the credit and clear your balance every month.

I’d really like to do a lot more scuba diving, but living up in the mountains, there aren’t exactly a lot of dive shops around. There are some lakes, and I’d like to explore them with some friends. I think we need to get our own air compressor. It would be great to be able to do an unlimited amount of bottle fills.